Hi, my name is Linda Meadley and I have created this web site, www.ultimate-credit–report.com to assist and educate people on the wonderful world of credit. After working in the field of credit for over 20 years I have seen many changes. Today consumers are much more actively involved in their own credit, taking a more pro-active roll. And with this, I saw a need to educate consumers not only regarding their credit reports, but how credit affects us, giving them the tools and information they require to achieve all of their financial goals.

I began my career working in a financial institution back in 1982. I started out as a credit underwriter, approving small loans and this is where I first learned about credit bureau reports. My training was extensive and very hands on. I learned early on the importance of having a good credit history, and the do’s and don’ts.

My career took to me a mortgage office where I assisted consumers in purchasing their homes. In many cases I have also acted as a credit counselor, guiding consumers in the right directions when they hit hard times, assisted them with reducing their payments and interest with consolidation loans to help them make ends meet.

I soon became a full financial advisor, where I analyzed a consumer’s whole financial picture along with them and set forth plans to achieve their financial goals both short term and long term.

Later my career took a different path, still in credit, just another angle. I worked with large corporations who had their own credit cards, and worked with them to maximize the use and the benefits for the customers. I also trained their staff on credit, credit reports and credit cards through training seminars as well as producing training manuals and videos.

So, as you can see I went from being educated to being the educator. The development of this site was just the next natural step for me. It has enabled me to share my knowledge and expertise to a much wider range of consumers.

Today consumers are very interested in taking control of their financial future, they understand the more educated they are the better choice they will be able to make. Today it is almost impossible to live with out credit and with our credit reports being our financial resumes, wise consumers know they must know and understand as much about the topic as possible. This site was built with the consumer in mind. They can educate themselves on all the aspects of credit, credit reports, credit scores, credit bureaus and more. I have also gathered the best resources for the consumers all in one convenient site.

Sincerely,

 

 

Linda Meadley